I will find the right mortgage for you.

Federal Housing Administration

FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA)-which is a part of HUD-insures the loan, so your lender can offer you a better deal.

  • Low down payments
  • Low closing costs
  • Easy credit qualifying

Best If You:

  • Have minimal funds available to invest.
  • Have marginal to good credit.
  • Have marginal to good job history.
  • Need relaxed debt to income ratios.

Features:

  • Maximum Loan Amount – $314,827
  • Monthly mortgage insurance (up to .85% of base loan amount)
  • 3.5% minimum down payment
  • Cash assistance to qualified first- time borrowers – Local county grant programs
  • Gifts allowed from relatives for down payment and closing costs
  • Must be owner occupied
  • Non-occupant co-signors allowed
  • 15, 20, 25 & 30 year terms allowed
  • Purchase and refinances available
  • 1-4 family units, New Construction, condominiums and manufactured homes
  • 30 and 15 year loans, ARM loans also available
  • Upfront mortgage insurance can be financed into loan (1.75% of loan amount)

Ask About:

  • County Grants
  • IHDA Grants
  • Fixed Rates
  • ARMS available

Learn About Our
Loan Programs

FIXED RATE

ADJUSTABLE-RATE

FEDERAL HOUSING ADMINISTRATION

VETERANS AFFAIRS

USDA

GRANTS