5 Star Award for Mortgage Excellence

The Five Star award recognizes service professionals who provide quality services to their clients. We are proud to announce American Portfolio Mortgage partner, Nancy Williams, has won the coveted 5 Star Award as Mortgage Professional in the Greater St. Louis & Metro East Region. The 5 Star Award is the largest industry award program in … Read more5 Star Award for Mortgage Excellence

Understanding Federal and State Home Loan Programs

For many people, federal and state home loan assistance programs provide major benefits. These government loan programs allow first-time home buyers, veterans, military personnel, low-income buyers and people with credit history problems to realize their dream of owning a home faster and easier. American Portfolio Mortgage offers four types of government loan programs: FHA loans, VA … Read moreUnderstanding Federal and State Home Loan Programs

Ofallon IL Mortgage Consultant

I am a full service Mortgage Lender located in O’Fallon, IL. Powered by Gershman Mortgage, we have established ourself as a leader in the St. Louis Metro East mortgage industry. Combining the integrity and stability of the area’s premier loan service with the wide variety of products and programs of an innovative Mortgage Broker, I have the experience … Read moreOfallon IL Mortgage Consultant

Conventional 97% LTV Program: Buy a Home with 3% Down.

Original written by: http://mymortgageinsider.com/conventional-97-ltv-program/ Home buying just got a lot easier. Fannie Mae and Freddie Mac, the country’s two main mortgage rule setting agencies, now allow home purchases with just a 3% down payment. The new 97% loan-to-value (LTV) purchase program allows homebuyers to purchase a single family home, condo, co-op, or PUD without coming up … Read moreConventional 97% LTV Program: Buy a Home with 3% Down.

Millennials can finally afford homes with new mortgage rules

Original article from: http://www.marketwatch.com/story/new-mortgage-rules-help-millennial-home-buyers-2015-01-28 First-time home buyers, many of them millennials, will receive some long-awaited mortgage assistance this year thanks to recent moves in Washington. The administration earlier this month cut the premium that borrowers with a Federal Housing Administration loan must pay for mortgage insurance to 0.85% from 1.35%. The half a percentage point reduction … Read moreMillennials can finally afford homes with new mortgage rules

Going From Renting to Buying

Original written by: https://www.redfin.com/blog/2014/06/going-from-renting-to-buying-a-home.html#.VhLLJBOb5sM So you’ve decided it’s time to leave the world of renting and buy a home. If you’ve always rented, you’re in for quite a few changes as you look to buy. Here are five things to look out for as you start the process of buying a home. Get Your Credit … Read moreGoing From Renting to Buying